Navigating and objectively assessing the rapidly evolving student loan repayment options can be a challenge and significant source of stress for the busy veterinary practitioner. This session will describe how we can use your debt-to-income ratio, your average monthly student loan interest accrual, your income and family size information, and your short and long-term career and family plans to cater an income-driven repayment (IDR) option that allows us to integrate student loan repayment into a strong financial wellness plan. IDR plans we will focus on include Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Revised Pay As You Earn (REPAYE).
- Know your student debt
- Know your repayment options
- Know your finances
- Know the challenges and side effects of various repayment strategies
- Integrate your loan repayment into a comprehensive financial plan
Pending approval for 2.5 CE hours by the Arizona Academy of Veterinary Practice
Tony Bartels, DVM, MBA
Tony Bartels, DVM, MBA, is a 2012 Colorado State University graduate and employee of the Veterinary Information Network (VIN). He and his wife have more than $400,000 of veterinary school debt they manage using the federal income-driven repayment plans. By necessity (and now obsession), his professional activities and interests include researching and speaking on veterinary student debt, providing guidance to colleagues on loan repayment strategies, contributing to the VIN Foundation cost of education map and student loan repayment simulator initiatives, as well as small and exotic animal practice.
When he’s not staring holes into his colleague’s student loan data, he enjoys camping and exploring Colorado with his wife Audra, a small animal internal medicine specialist practicing in Denver. Other family members include two rescued canines, Herbie and Addi, as well as a tortoise named Leo, who now occupies a rather large territory in Arizona. During his rare instances of free time, you might find Dr. Bartels playing ice hockey or fly fishing.
Cancellation Policy: Cancellations before 9-11-17 will receive refunds in full. No-shows or cancellations received after 9-11-17 will be charged the full amount.